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Insurance

We accept most insurance plans. For a complete list of the insurance plans we accept or for specific information about your coverage, please call our office.

Frequently Asked Questions

dental insurance paperwork | Dentist Saint Paul MNWe do work with most major insurance plans, and there’s a very good chance that yours is on the list.

Call Our St. Paul Dental Clinic

Please give us a call with your insurance card and we will be happy to review your policy and determine whether we accept your insurance. 

Insurance and finance folders | Dentist Saint Paul MNAbsolutely. We have many patients who come to us needing a series of treatments to restore their smile. No matter what is going on, we will work closely with you to find a solution that is right for you. This may mean spacing out treatment over time so that it can fit in your budget.

Dentistry to Fit Your Budget 

Budgetary concerns are one of the main reasons why people avoid going to the dentist. We understand, and if your dental health needs help, you might feel overwhelmed. Please don’t. Schedule a consultation with Dr. Schulte so that we can sit down with you and talk to you about your needs.

Transparent Dental Care

Generally, we will focus on treating areas of actual disease or infection first. One of our highest priorities will be to relieve pain. Once these two issues are addressed, we can focus on restorative or aesthetic treatments to improve the function and appearance of your smile. We’ll let you guide your care and we’ll always be upfront about expected costs and your insurance coverage so that you can plan accordingly.

Call Our 55116 Dental Clinic

We recognize that many of our patients are on a budget. This doesn’t mean you should have to go without the care you need. Please give us a call to discuss your financial options.

keyboard with blue FAQ button | dentist in saint paul mnIt depends. Every insurance plan is a little bit different. Sometimes one plan will cover a procedure or treatment and another plan won’t. Some general guidelines:

  • Just about every plan covers preventive care. Some even cover it 100%! It’s important to note, however, that some insurance plans limit how many cleanings per year they will pay for. If you have a condition like periodontal disease, Dr. Schulte may recommend more cleanings than your insurance will cover.
  • Most insurance plans will not pay for treatments that are done for purely cosmetic purposes. For instance, if you have a tooth that is discolored but still functions well, we can cover it with a crown or veneers, but your insurance may not pay for it.
  • Insurance plans may pay for a portion of advanced treatment, but you may still have a significant portion of responsibility. Some insurance plans are realizing the long-term benefits of dental implants and will at least partially cover them, but many still do not.

Call Our Highland Park Dental Clinic

As we plan your care, we will review your insurance benefits and let you know how much of a treatment your plan will cover as well as which portion you will be responsible for. We will always help you maximize your benefits so you can make the most of your coverage. Please contact our St. Paul dental clinic for more information. 

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